How to Prevent Fire and Water, Mold Damages

Fire and water have always been man's best friends while simultaneously beingman's worst enemies. Coming to terms with this enigma of good versus bad is what we humans must learn to do.Home owners, condo owners, renters and landlords all face the risks of fire losses, as well as water and mold damages. This article purposes to briefly outline important measures to take to avoid becoming a victim to the three most forceful elements of home (or business)destruction.Fire PreventionThe experts reveal a highly disturbing fact when examining leading causes of residential or business fires. Incredibly, general liability triggersinvolve carelessness, forgetfulness, smoking, recklessness and absentmindedness when smoking, cooking or using lit candles.Follow these guidelines and help prevent horrific fire losses and damages that statistically include tragic loss of life.• Lit candles should always be positioned within inflammable receptacle and never left unattended• Put matches, cigarette lighters and any alternate lighting mechanism away from children's reach• Have a fire extinguisher within handy reach• Install working smoke detectors in key spots on each floor of your home and never disconnect them• Never leave stove top's cooking unattended• Never attach a transportable heater to an extension cord• Make sure your transportable heater is not near any fabric or flammable object• Inspect your home or business for fire risks• Design a fire escape plan and conduct family andworker fire drills oftenWater DamageIt's every homeowner or resident's nightmare - a burst water pipe! Notorious for causing thousands upon thousands of dollars in house damage, a burst water pipe's full potential for destruction can be avoided by following these essential rules:• Identify the location of the main water turnoff tap so that, if needed, you can shut off the water supply• Instruct family members or home occupants howto shut off water supply at the first sight of a water leak• Keep a record of water leaks and follow up with necessary repairsMold DamageClosely related to water damage is, of course, mold damage. Once it develops, it is very difficult to remove. The following steps will help you prevent the heartache and headache of massive home harm.• Inspect bathrooms and places where water seepage can occur - particularly in bathrooms where resulting mold spore development can occur• If you detect any mold development, prevent spreading by immediately removing affected material• Attempt to clean affected area with mold prevention formulas or homemade mixture of bleach and water• Thoroughly dry mold-affected area and surrounding areas, including concealed spots. Make use of a dehumidifier to remove mold-causing moisture from air and objects.Prevention works only as humanly possible. For this reason, it is the smart property owner or resident that purchases tailored insurance coverage for invaluable peace of mind and solid protection in the event losses and damages occur.When it comes to insurance coverage and losses and damages claims, PRIME Insurance is your best friend. PRIME is an experienced independent agency that has won prestigious industry awards and been appointed to conduct direct business with the leading national companies. Shopping its wide network for you, PRIME can help you get the tailored policy that protects your assets - at competitively lowest quotes.For all forms of countywide coverage, including NJ general liability, homeowners, auto, commercial, workers comp, umbrella, bonds, life and more, visit us athttp://www.primeins.com/, email us atPRIME@primeins.comor call us at 732-886-5751.Article Source:http://EzineArticles.com/expert/M_Wyzanski/2158115